Index Gurus, Inc.

RETIREMENT PLAN DETERMINES:
• How long your retirement funds will last
• If you’re saving enough today
- Calculates necessary annual contribution
adjustments (+/-)
• How much you can afford to spend during retirement
• How soon you can retire
- Based on life expectancy, annual contributions,savings, etc.
• How much you can spend during retirement
• How inflation affects your retirement
• How much you will need to save
• How much you will spend during retirement
• Which variables are the most sensitive
• Level of Income tax during retirement
• If your retirement goals are realistic

RETIREMENT CALCULATOR VARIABLES:
• Current Age (yourself & spouse)
• Desired Retirement Age (yourself & spouse)
• Life Expectancy
• Pre-Retirement Asset Allocation
• Post-Retirement Asset Allocation
• Current retirement contributions/savings
- 401k
- IRA’s: Traditional & Roth
- Other Investments
• Inflation
• Retirement Spending
• Retirement Income:
- Social security (yourself & spouse)
- Pensions
• Retirement Income Tax

Index Gurus uses a cash-flow approach to your retirement plan.  After establishing the assumptions, the plan is customized to every individual.  If you would like to feel more confident in answering the questions above, feel free to call or e-mail for a free consultation or talk to a client who has benefited from this plan.

Retirement Income Report:

• This is a separate report from a retirement plan.  Click (here) to view a sample report.